What does mean by lien holder in the terms of Insurance?

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Insurance policy limit in a personal injury settlement?

I was wondering in a personal injury settlement if the other driver (who's was at fault for the accident) has a limit on his policy that is UNBELIEVABLY low. Is that all that i can realistically get? Just to give some background info, my lost wages are 1,000 dollars more than his insurence policy limit. Thats not including pain and suffering and medical bills. Im trying to find out every bit of info that i can because i am doing this with out a lawyer, due to the fact that i fired mine 3 days ago. All info that you can give me would be greatly appreciated. Thank you very much Nick

Florida law - Florida license, no car, so no insurance?

If someone with a Fl driver's license who doesn't have a car so doesn't have car insurance is involved in a car accident while driving someone else's car. Does the car owner's insurance cover the uninsured driver?

Insurance for provisional drivers?

Hi all I am looking for a cheap insurance deal for one month (not a year).I hold a provisional driving license and want to practice using my husband's car. Do you know of any Insurance Companies that do this kind of service? Thanks

What's the absolute cheapest car insurance company in Illinois?

Which company Car Insurance?

Hi, I am planing to buy new car in bangalore. Please let me know which company car insurance i have to take. Which insurance company is having good service.? Thanks

Is the presidents plan to get everyone insured but no one covered?

The Affordable Care Act is a pro-insurance-industry plan implemented by a president. You have to closely look at your plans. Know what illnesses you are going to come down with. See what kind of medications you will need. Know all the advanced medical care needed and the facilities needed. Then insure they are in your plan. That is only the easy part. When you sign up. You should daily check to see if you are covered. People are going to emergency rooms thinking they are covered when they are not. Democrat have an answer to out of network medications and doctors. Pay out of pocket. Democrats say it is personal responsibility to know every disease facilities and medications needed for every conceivable disease. Then insure they are in your plan. Democrats have your best interests at heart when they insure your sex life is listed in your medical record. Democrats would never misuse sex or gun information requested in Obama Care by looking in the electronic records. They are safer then the doctor putting them in a file and keeping them in their office. Now they keep it in their office and a database that Obama can access.

If I buy a term insurance policy for 30 years, what happens if I live more than 30 years?

17 year old car insurance?

Ive got a car and should (hopefully!) be passing my test soon but for reasons to complicated to list here lol I will only be able to drive it 2 weeks in easter time, 2 weeks in christmas time, 5 weeks around august and 4 days every 5 weeks, so by my bad maths thats just over 100 days. Are there any insurance companies for a 17 year old that you can get a fixed amount of days insurance, it seems such a waste to pay for 365 days if im only going to be able to use it for just under a third of the time. I read about some companies doing 60 or 90 days for young drivers but that might have been me mis-reading it, anyone hear about anything like that? Ive tried lowering the amount of miles on quotes but that hasnt reduced the price by much at all. I was hoping for quite a substantial saving. Any help would be greatly appreciated, Thanks.

Why are my home insurance premiums so high?

When we bought our house we were paying 350 a year, we have not had any claims at all and insurance kept going up. so we swiched companies and now paying 720 a year, and when im quoted from every other company its anywhere from 700-1000 a year. our house is only worth 70000, my mom pays 350 a year and her house is worth 250000 with outbuildings. Why are my prices so much higher when i have not had any claims? we are in illinois

What is the typical cost of condo insurance in new jersey?

What to name a new insurance company?

If you were to start a insurance company what would you name it?

Do auto insurance companies have to look at your driving record?

I have never had a vilolation. My husband has. He had one in 2006 for running a red light and one in 2008 for driving too fast for conditions. Well naturally this has given me higher payments. I was with Liberty Mutual and for liability only (my car isn't worth full coverage) I was paying $124 a month. My husbands pay was cut drastically at work so I was shopping around for cheaper insurance. I called Geico and they offered me liability for $55 a month. She came on and asked if I knew he had two tickets and at the time I didn't because I didn't know my husband in 2006. The lady told me my payments were going to be $144 with them and when I told her no she put me on hold. When she returned she offered me the $55. She read back to me everything I am getting which is a lot more than what I was getting from Liberty Mutual for a lot less price. Is it possible they just dissmissed the report to gain us as customers? I was cooking dinner at the time and my kids started playing loud so all I really heard was cha ching lol.

International medical insurance for US-medical trip?

I have a condition that might require surgery in the US, but I don't live there. Please can you recommend an international medical insurance that can cover the surgerical expenses when the need arises? Or anytime i should make a medical -trip to the US?

I'm 17 years old and do I have to buy car insurance if my parents sit next to me?

I rarely drive so i don't want to get car insurance yet, but sometimes I want to drive around with my family. So do I have to buy car insurance if my parents sit next to me in the car?

What would be the cheapest insurance for a 1992 camaro?

On an Annual basis, how much does health insurance cost in America?

I would like to know how much the average American citizen pays in Health Insurance per year please.

Child support/car insurance?

Ok so I just got my liscense and I bought half my trck and my mom bought the other half. So is it right for my dad not to pay for my insurance? And does child support cover car insurance. . .plz just give me your opinion/facts on the whole ordeal.... Have not found job just turned 15..btw Thank you all

What if i don't have car insurance and i don't drive the car?

i wanna buy a car but not drive it for a while but i can't afford car insurance....can i not register until i am ready to drive it is that legal?????

Car insurance question?

If I have insurance for me and my husband on our truck, and My Mother in law has insurance for her vehicle. If she borrows our truck and gets in a wreck, whose insurance will pay?

What if I choose not to have insurance on my car? whats the big risk im taking? Do i even need it?

I am 19 years old, I have been legally driving since I was 17, but have actually been driving since I was 15 (Yeah crazy huh?) (My dad was my teacher) Thankfully, I have never been in a car accident. I am a very careful driver. Point is: I want to buy a used car, and I don't feel like having car insurance is even necessary. I'm not made out of money and I really NEED to save the extra cash. Also if you have ever gotten a ticket for not having car insurance , how much was it?

Where can i get cheap and full coverage auto insurance?any good suggestions?

need full coverage for my car . I am looking around $150.00 a month MAX. Thanks!

Cheapest car to insure/ run in UK for a 21 year old female?

Someone said Renault Clio. Then someone said no, because they're branded boy racers. Then someone said Vauxhall Corsa. But then they're supposed to break down frequently. I don't like Ford Ka's or Micra's. Help me please! Aha x

How much should an 18 year old female pay for car insurance?

I live in Nevada and am 18 years old,I am paying 1,000 for a six month premium.so thats like 200 dollars each month.I thought that was normal but then all my friends were telling me I was paying too much.One of my friends pays only 1,300 for a full year and she has a brand new car and is younger than me.I have a used 1995 honda passport.And its only liability im paying.I have been in no wrecks at all and have had no tickets.My driving record is clean.My friends were shocked,they said i was getting ripped off,they told me I should only be paying like 100 dollars a month.is this true?Even when I had my older car i was still paying 200 a month and it was an old 1988 beat up honda with liabilty and that doesnt sound right at all.my other friend as an old car and pays 80 a month.Im with a local company and i went with it because my parents told me it was the cheapest and I figured they were right, I figured all the bigger companies life state farm and progressive would be more.

Best place to buy health insurance?

Going to retire but need health insurance for family, only 55

Car insurance help ok so i am going to be a first year driver?

ok so i am going to be a first year driver what insurance company should i get since the are a lot of them out there and how much do u think i will be paying per month in joliet IL i am a male and 18 years old

What does mean by lien holder in the terms of Insurance?

What are the best cars for insurance?

i am a 17 year old male living in the u.k. so far the best car i have found is a 1978 austin morris mini. insurance is 1600. btw, cars like saxo's and corsa's are around 2500 for me. basically, does anyone have any ideas for cars. i have already looked at putting my mum as a named driver, but it does not make much of a difference. any help would be brilliant, thanks

Cheap car insurance? and cars that are cheap to insure?

Im 17 and had my licence about a month and really want a car but insurance is a killer. anyone knoe of any cheap cars in insure and companys that are cheap for people my age? thanks

About my leased car insurance?

I have a nissan 2009 lease, I have two questions: 1. do I need to purchase PIP insurance? also a $750 deductible in comprehensive and collision is ok? 2. My boyfriend lives with me and he has his own commercial car insurance, I drive my car the most, do I need to add him in my quote? He drives the car perhaps on Sundays when we go out other than that I drive the car most of the time. Thanks for your answers

200$ Car Insurance for 19 year old?

I was told that Car Insurance is usually around 1200$+ for people under 25 years old cause of risk. But I was curious exactly how much so I went to GEICO online for an insurance ...show more

How to find low cost car insurance in Detroit?

budget around 50 to 60 dollars per month... let me know is there have any company out there who serve affordable for others.

WHO HAS THE CHEAPEST CAR INSURANCE?

Liability car insurance in California?

What happens if somebody fully insured rear-ends your car (they are at fault), and you only have liability insurance (no comprehensive or collision). Do you get your car repaired by the at fault insurance company or you lose?

How do I help families not see life insurance?

How do I help families not see life insurance as a bill but rather protection for their family? I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales in the life insurance industry? Thank you.

Need a quote on car insurance by Norwich Union. Just passed test.?

A friend needs a quote on car insurance. He has just passed his test and is about to buy his first car. All details can be provided to find a rough estamate before he purchases car insurance from yourselves.

Do you think my dad is paying to much for insurance?

my dad is around 44 years old and he has never been in a car accident. He has gotten tickets from when he was 19 years old. He has California casualty and he has been with them for years, we live in oregon. He has a 2006 toyota tundra darrel waltrip edition 4.7l v8 valued around 20k. He told me he pays around 100 a month for full coverage. We have 2 cars on his insurance, toyota, and my eclipse. Iv never gotten any tickets(dont know if that would affect it). THE reason i ask this is because my bf's dad just got a 2006 mustang gt and they said they only pay 76$ a month. So im just curious, Do you think my dad is over paying?? THANKS

Health and Auto Insurance question?

I am nineteen years old and I need insurance. I was kicked off my families insurance plan just because I'm not going to school full-time. I'm working and going to school. What do I do? It's really bugging me to be without insurance. I need to work, though. Are there student insurance plans or anything like that?

Car Insurance For 17 Year Olds In The UK ?

Im taking my test in a month but would just like to know what are some of the cheapest cars to insure as i dont have the bank of mum and dad to help me out so i have my weekend job which i get about 100 from roughly ive heard some people getting insurance for 1200 which is fairly cheap also what are the cheapest insurance companies ???

How much will liability insurance cost ?

I am 17 and i have had my license since march of this year and i wanted to know how much will liability insurance cost me?

Do you have to get car insurance?

I live in England, i am not getting an car yet. I don't want to pay a lot of money & i am in my teens and i heard it is quite a bit of money for insurance, so i don't want to ...show more

Can you get real auto insurance without a license ?

I dont have a license or a California ID i am a teen 18 years old have my passport and birth certification but that's it so can i get auto insurance and how much would it be if yes

Insurance for a 2007 Nissan Sentra SE-R Spec V?

I've been wondering how much insurance would cost for a 2007 Nissan Sentra SE-R Spec V for a 16 year old as the main driver, but I don't want to send my information to an insurer for a quote and possibly get unwanted solicitaions from them. Does anyone have any idea? Oh, and would it be different for a 17 year old?

Health insurance question..?

I have bcbs of tx. My mom got it for me when I was there. I am now living in California but still have the insurance from bcbs tx. So can I still use the insurance that I have right now at the doctors office. Or I cant? If i cant, then what do I have to do in order to use my insurance..? Another thing, I am 17 years old so do I have to be with my mom if I make an appointment, or can I go by myself, Or do I need an adult to go with me. (I'm living with my uncle right now.)

Motorcycle insurance prices in uk at 17-19?

Hello, I really want to get a motorcycle at the age of between 17 to 20 (preferably 17-18) but I was wondering how much it would cost for the insurance of a brand new Yamaha r125 and a Kawasaki Ninja 300 at each age between 17 to 20, thanks guys and it would clear some thoughts on how much it would be, what age seems good. I really want to get a bike before uni.

Can someone give the cost of living in Dubai?

i want to know the cost of rent, food, car, insurance(health and auto) and any other expenses. not expecting exact numbers just anything close!! thanks!!!

Why do i have to pay car insurance?

okay, ive been driving for about 3 years now (im18) and in those 3 years ive had to pay about over $200 a month for car insurance plus the yearly down payment of $600. and in those 3 years ive never been in an accident. im always cautious, drive good, etc... where has all that money gone? its a robbery i tell ya. its a scam, a waste of money. an extra burden on our shoulders. now my license is suspended for not paying insurance. i barely have enough to pay rent and other bills. so why pay $200 a month for something i dont need? there must be some other way. i know what you people are gonna say. your too young, you could get into an accident and all that other bull shte. and thats all it is. bull shte. or, you never know when the accident will happen. okay. but what about the 3 years? 3 times 600 down payment is 1,8000. plus the 200 time 36 months is. $9000 total... wtf? and if i ever did get an accident, it wont be as big as that of a bill. all im saying is. is there any way i can legally drive without having to pay insurance? i live in florida. what if i got a lawyer to fight the case. saying car insurance is a fraud?

Cheapest auto insurance?

Am i covered with auto insurance when i drive off of the used car lot?

What is the best health insurance for the self employed? (and cheapest)?

Is it a bad idea to get your own car insurance at 18?

I wanna get my own car insurance! I wanted to know if it would be a bad idea or a good life lesson! Is it true that car insurance cost more with new cars? Because I want to get a 05 Suzuki Forenza! It's a used car it's only 2,000! Any parents out there please help! I need all the advice I can get before I turn 18!! Thanks!!

What liability limits should I apply to my auto insurance?

My husband and I are researching new insurance rates. We have looked into Geico and are almost ready to buy the policy. We currently have 25/50,000 liability limits, but since we own our house and can afford a little more, we're looking into increasing our liability to 100/300,000. Is that OK? Or, should we increase the limits to 250/500,000? It seems unnecessary to increase it THAT high.

What does mean by lien holder in the terms of Insurance?

Car accident without insurance?

My 16 year old son had an accident in his 2013 Lexus ES350 a few weeks ago. I have been insured with Geico, however 2 days before the accident my coverage lapsed (I had to switch ...show more

How much does car insurance cost per month for a 22 year old new driver in UK....?

Motorcycle insurance?

Can anyone let me know where can I find good deals on motorcycle insurance in or around minneapolis. Its my first bike.

How much have you paid for classic car insurance?

I have just bought merc e220 1993 and looking for cheap policy. Im over 30 female and got a wicked quote for fully comp with a named driver for 180. What have you paid?

Which is cheaper- homeowner insurance or landlord insurance?

My car under my parents insurance?

Ok i have a hypothetical question...Say if my car is in my name, and i am under my parents insurance...And i get in a major accident are they liable? Are they at more risk if i am in their name but i own the car?

Accept $140K insurance buyout from Ford or keep insurance policy?

Hi, I'm wondering whether anyone can help me decide whether it is a better idea to accept a $140K insurance buyout from Ford or keep health insurance. Assume the person in question is 50 years old and in good health. This is a timely question for many auto workers. Any links to more in-depth analysis would be great.

Running red light- effects on car insurance?

I'm listed as the third driver on my insurance plan and I recently turned right on a red light and apparently didn't stop before as long as i should have. Needless to say I got 3 points and a 300 dollar fine. I'm with td insurance currently. How much can I expect the rates to go up?

I'm Pregnant With No Insurance?

When Should i go to the doctor?! And Also.. I don't have insurance.. and was wondering what am i supposed to do about that?!! i currently live in california but me and my boyfriend are soon moving to washington. any suggestions or sites you know of for gov't aid?? by the way.. i hate having to go through gov't assistance right now... but it seems to be my only option. any help?!!

What is cheaper in car insurance...?

An old fiat punto or a new fiat punto

Car insurance?

How much is insurance going to go up if you had 2 accidents under the time of 3 months. First accident wasn't our fault but second was.

Insurance on car group 3?

I'm 17 and only just started driving, i'm looking into buying cars and I can't afford a high insurance price i'd say my top price would be 1800 pounds, i'm looking for buying a car with insurance group 3. Is this to high? will the insurance be through the roof? i'm not very experienced with this so all help would be welcome.

What are the benefits of low cost insurance?

What can be the advantages of having low cost insurance for people.

How much does it estimately cost for a car insurance?

Please don't give any stupid answers. All I want is to get an estimate because I have not got ANY ANY clue about it. You can just give a range like 100-200 pounds per [unit time]. Hint: I will get my car when I am 17 so roughly how much will it be annually/monthly? The most sensible and reliable answer gets 10 points for best answer.

Insurance price on harley-davidson?

what would be a good estimate for yearly cost of insurance on a harley? -92 heritage softail classic

USAA auto insurance rates?

sorry to ask this in military but i figure yall will know best. i've noticed that since we've had usaa auto they have consistently gone up when our policy renews every 6 months. it's around 20-50 dollars every time. we have not had any tickets or accidents. when i call customer service they assure me it's nothing we've done and that everyone's rates are going up. i find this hard to believe. anyone else having this issue?

No insurance and expired temporary plates?

What would happen if I were to get pulled over with no insurance and temporary plates expired by 4 days? My insurance got cancelled last month and I've been having trouble getting the money for it, and can't get permanent plates til I get insurance. So basically I'm just wondering if ill actually get arrested

Will my insurance company find out? If so how?

I got into a fender bender the other day, it was my fault, I can either pay for the damages to the other car out of my pocket, or I can let him tell his insurance company about it and he has a $500 deductable, I do not have coalition insurance, only liability, so if he reports it to his insurance will I still have to pay his $500 deductable out of my pocket or will my liability insurance company have to pay the $500? Or will his insurance company pay the $500? If he reports it to HIS insurance company will MY insurance company find out about the accident?

Any tips on how to avoid paying full coverage insurance on a motorcycle while financing it?

My friend has been financing a motorcycle and he just did his policy online and put down that he owned the motorcycle..and only put liability on it.. Is this a good way to get around the system?

What is a good health insurance plan for small business owners?

i currently have blue cross of california but they raised the premium. it is the worst insurance in the world and a ppo to boot, so i can barely pick my doctors. thank you in advance.

I have a ??? about car insurance?

hey last saturday i wrecked my car...totaled. well i still owe about 3000 left on it so of course i had full coverage ins on it will ins company give you retail value or trade in value it was a 2000 stratus and i had about 109000 miles on it and have had a lot of work done on it i did have a cracked winshield that was not cause of the wreck about how much money am i looking at???

Has car insurance gone up in the past couple of months?

My partner has just been on 'compare the market' and found that to insure his fiat punto its going to cost him nearly 800 - 2 months ago when he looked he was getting quoted 400. Its nearly doubled in costs!!! What is all that about?

Is it true when purchaseing a vehicle if the cost is under 7000 you dont have to have full coverage insurance?

i am in texas if any one can help let me know

Whats cheap car to insure and run?

ive been trying to find cheap cars to insure, and it comes up with 2010 models that the car costs 12,000 i want something old cheap reliable for fuel car cost and insurance, i dont really care what year but im guessing the older cars like 1980s will be cheaper

How to get under someone else's insurance policy?

I'm 22 so my insurance is double the price of my dad's. I want to get on his policy or have him on mine so that my insurance can be cheaper. Does he have to be part owner of my car? Do we have to use the same company?

What does mean by lien holder in the terms of Insurance?

Cheap car to insure for 17 year old boy?

Please just say a few car names and not your not geting any for cheap

Pay as you drive insurance..?

What company's offers pay as you drive insurance? And is it any good? Or do you know any cheap insurance schemes or company's?

Are most companies going to switch to Obamacare, for their insurance coverage plans.?

NY Full Coverage Insurance Rates?

How much is full coverage on any plan for a new driver?

Is there any insurance for self-employed parents with small kids, in TX?

Does car insurance go down after you pay the car off?

How much is car insurance for a new driver that will be driving a used car? in IL?

the car is already payed for, and i will need to be paying for insurance for a 16yr old, how much is it per month/yr?

Insurance with car or person in Georgia?

My wife has been allowing her father to use her car to work as a pizza delivery man while his car is getting fixed. We don't have her car listed as a business vehicle, but he says that if he wrecks it his insurance will cover it. I'm not sure if he is correct or not, but I don't know the law in Georgia. I'm afraid he'll get in a wreck and we'll get sued or have our insurance policy canceled. Is he correct? Thanks.

Car Insurance for Mum + 17 Year old?

My mum and I are looking to buy a car soon, since I have just passed recently. My mums been driving for about 6 years.. I just passed last week, and I'm 17 years old. I was trying to get quotes for me as a Named driver on a VW Golf 1.6l, but i seem to get no quotes at all.. My mum WILL be the main driver and I will be driving it only once in a while. Have any of you guys experienced the same thing? How do you think I can get a quote for my mum and myself for a reasonable price? Any good insurances websites that i could check out/call? Thanks in advance

Best Insurance company?

What is the best insurrance company for both auto and home please let me know as soon as possible - I live in WV

Would you purchase this type of car insurance?

I wanted to test a business idea. 1 million people come together each paying 225.00 membership fee. This membership fee includes one years fully comp car insurance. In year 2, all of the companies costs are calculated and split between members. So if costs are 30m then each member pays 30 and this fee includes a years fully comp car insurance. My question to you is, if this business idea were proposed by a large brand (to give it credibility) would you purchase this style of car insurance? If no why not? You don't need any no claims (although you still accumulate them should you wish to leave), there is no excess to pay on claims, the insurance category of your car isn't relevant (inc make and model etc), and your insurance is fully comp.

Is it possible to get heath insurance in the US w/ a pre-existing condition I was born with?

I was born and raised in Ontario, Canada, and we get free heath care. But I'm moving to California for school in a little while, and I have a few questions about heath insurance. I was born w/ a serious heart condition that required several surgeries and will probably require even more in the future. Is it possible for me to get heath insurance w/ a pre-existing heath condition like that?

How much will a speedping ticket raise my car insurance in California?

Hi, Last night I got my first speeding ticket ever. I am a 18 year old male. The officer claims I was going 84 but I dont believe him because he said he lasered me at 1am and usually I am under 80mph. Anyways, If I go to court and do drivers school and remove this ticket, what will happen to my insurance rate? I have all state.

Why is our group health insurance so much more expensive than getting an individual plan privately?

My husband gets insurance through his work, and they take out $170 a week (he gets paid weekly). So that totals about $730 a month for us and our kids plus maternity benefits. What confuses me is if we were to drop that insurance and get an individual plan with the same company, same deductible, same co-pay, including maternity benefits (exactly the same plan) it would run us about $440 a month. I thought that the whole point of getting on a group plan was that it would be cheaper. I would be okay with it being the same as private but it makes absolutely zero sense to me that it would be almost twice as much... Anybody want to explain? Or are they just screwing us over?

What is the best affordable Medicare supplement insurance for Indiana?

Nevada/or California car insurance cheaper?

I just moved to Las Vegas from California and learning car insurance is more in the silver state. When I go to purchase new car insurance can I lie and say I live in California still. What are the cons to keeping my insurance registered in Cal?

How do I get health insurance?

I'm a 18 year old girl and on my own. I have no health insurance and is now two weeks pregnant. Can anyone give me a clue on how to get health insurance? Like step by step?

1967 mustang insurance?

I am 20 years of age me never been involve in car accident and never gotten pulled over have had my driver license since 2008-2009 around there I was thinking of buying a 1967 mustang does anyone know how much insurance will cost for that I currently have farmers insurance. Also does anyone know how much it will cost me to change its license plate tags from Oklahoma to California tags Its coming from Oklahoma thank you

Car insurance, color, and does it really matter?

Ok, made my decision, going with the new 2007 Mazda 3 S (with the 2.3 ltr engine and all that good stuff...not really sure on the sunroof though, it's kind of pricey) My question...s are: 1. I was told that if I got a loud color on a car that I would regret it for a couple of reasons. It attracts the cops to pull it over more and it could potientally higher my insurance. Is that just some kind of myth to scare people away from getting a nice color like red or yellow? 2. And secondly, what's a good color to get? Something that's easy to clean, but still shimmers and looks nice. I was thinking about the Aurora Blue. Everyone has black and silver cars? 3. I was building the car and I don't want to pay close to 21k for this car, it's worth a lot, but not that much. How much should I ask for? Now I've already gone to edmunds.com, it seems pretty helpful, but should I wait until they get the 2008 Models in and then try to buy the older model?

Why should someone who is say 40 get cheaper car insurance than a 17 year old?

If for instance they passed on the same day, why should a 17 year be categorised as less responsible than a 40 year old in terms of driving ability? Particularly when chances are due to the insurance gaps and most probably the earnings of these two hypothetical people the 40 year old would be able to afford a more powerful car...

Do insurance rates always go up after fender benders? even super minor ones?

I was in a minor parking lot fender bender, more like fender TAPPING if you ask me, neither car has more of a scratch, I am pretty sure that she is more at fault in this situation because when we tapped i was all the way out my my parking space and she was only out about half way, hence why our bumpers tapped on both of our rear passenger corners. she has a witness claiming they saw the whole thing and that I hit her, but regardless of if my car tapped hers or her car tapped mine, I was all the way out of my space and she was the one who wasn't looking enough to not hit me. I was about to shift into drive right when we tapped, I had my foot on the brake, which is probably why we didn't hit hard enough to do any more damage than a scratch. ANYWAY she is basically making a huge deal about a small *** scratch on her 1998 honda in which i am sure that she is at fault for. in maryland, I have always been told that parking lot accidents are equal fault cases no matter what. she called me 3 days after the incident and also called my house number(which i did NOT give her!!! creepy) she got mad that I called the police for advice on what to do and said she is going to go through my insurance to get things settled. m my question is, will my insurance go up if she files a claim using my insurqnce info? even though the repair for her tiny scratch couldn't possibly cost more than 200 bucks? It is so small i feel like someone at a body shop could buff it out for even less than 100, maybe even 50. it just baffles me that someone would make such a big deal over a scratch that is less than an inch, especially when my scratches are deeper and longer than hers! you can tell by the direction that my scratch was in that she was the one who hit me, because of where the paint was pushed.

Car insurance increase due to speeding question?

I have geico car insurance and recently was convicted of 2 points for speeding. How much will the insurance be raised if Ive had probation one other time prior?

Failure to provide proof of insurance.?

I got a ticket for failing to provide my insurance card to the officer. I had an insurance card, but it was expired. He told me to fight it in court and it will most likely be dropped. If it gets dropped, does it still appear as a conviction on my driving record. What are the impacts on my insurance rates if it does appear as a conviction?

Can I drive under my parent's insurance?

I'm 18, have a license and my dad bought a car for me to drive. If my dad registers it all under his name(title and insurance) will I be able to drive it? I don't want to be added into the insurance, I just want to drive it all under my dad's name. I'm in California, can this be done? If I get pulled over, will the police not hassle me over it?

I don't have insurance ?

I don't have any insurance. Any cheap one? Please any suggestion ?

What does mean by lien holder in the terms of Insurance?

https://www.linkedin.com/pulse/how-many-people-us-have-medical-insurance-jordan-andrews/